Financial mentoring · experience, not advice
You don't need to be an expert with money.
You need someone who's actually been there.
I help people get out of debt, stop the paycheck-to-paycheck cycle, and build real savings — not with theory, but with what actually worked when I had to learn it myself. I'm not a financial advisor. I'm someone who's been broke, been in debt, and found a way out.
Borrowed money you didn't have just to cover this month — then did the same thing again next month.
A real plan that finally broke the borrow-to-survive cycle, for good.
Sound familiar?
Who I work with
You're stuck in the paycheck cycle
Payday feels like relief for about a day, then the same tight month starts all over again.
You don't know where your money goes
You earn enough, on paper. But by the end of the month, you can't say where most of it actually went.
One unexpected bill would wreck you
No real savings, so a car repair or a medical bill isn't just annoying — it's a crisis.
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Your guide
Debt. An empty wallet. A way out, found the hard way.
Years of living paycheck to paycheck, real debt, and bank statements nobody wanted to open. Nobody handed over a plan — it had to be built from scratch, the hard way.
There's no secret formula, just discipline. Start small, celebrate the wins as they come, and build a little breathing room before anything else — so a bad week doesn't undo the progress. Simple, not easy. But it works if you actually work it.
This is about behavior, not stock picks — habits and decisions, taught by someone who's actually lived through the discomfort and come out the other side.
The approach
Money isn't a math problem. It's a habit problem.
Most advice about money assumes you're already stable — that you just need a slightly better strategy. But when you're in debt or living paycheck to paycheck, the problem usually isn't a lack of financial knowledge. It's the habits, decisions, and patterns built during years of just trying to get through the month.
"You don't need a finance degree. You need a plan you'll actually stick to — and someone who's been there to help you build it."
I'm not here to sell you investment products or manage your money — I'm not licensed to, and that's not what this is. This is about building a realistic budget, breaking unhelpful spending habits, getting out from under debt, and finally building the kind of savings that lets you breathe.
Looking honestly at your own finances is uncomfortable — it's well known what it's like to avoid it for years. It gets easier the moment you stop doing it alone.
The process
How I help
Discovery call
A free, 20-minute conversation about where your finances actually stand right now, and where you want to get to.
Money audit
We go through your real income, spending, and debt together — no judgment, just an honest, clear picture.
A plan you can act on
A realistic budget and a clear, step-by-step plan for paying down debt and building savings — built around your actual life.
Ongoing mentoring
Regular check-ins to keep you accountable, adjust the plan as life happens, and keep you moving toward being financially stable.
Packages
Find your plan
Money Audit
[Add price] zł
One session to get a clear, honest picture of where your money actually stands, and one concrete next step.
- 75-minute 1:1 session
- A clear picture of your income, spending, and debt
- One concrete next step to act on
Debt-Free Plan
[Add price] zł
The full process: a realistic budget and a concrete plan to pay down debt and start saving.
- 4 sessions across 4–6 weeks
- A full budget built around your real numbers
- A step-by-step debt payoff plan
- Email support between sessions
Ongoing Accountability
[Add price] zł
Everything in Debt-Free Plan, plus ongoing check-ins to keep you on track as life happens.
- 8 sessions across roughly 3 months
- Everything in Debt-Free Plan
- Regular accountability check-ins
- Adjustments as your situation changes
In their words
What clients say
"[Add a real client quote here — about the moment debt stopped feeling overwhelming.]"
— Warehouse Supervisor, on paying off payday loan debt
"[Add a real client quote here — what changed after building a real budget.]"
— Teacher, on building a first emergency fund
Get in touch
Ready to get your finances under control?
A free 20-minute call. No pitch, no pressure, no judgment — just a conversation.